Order: Frivolous Dress

More Than Just a Fancy Gown: Unpacking the “Frivolous Dress Order”

Under the U.S. Bankruptcy Code, Section 523(a)(2)(C) creates a presumption of fraud for any “luxury goods” or services totaling more than $725 (adjusted for inflation) bought on a credit card within 90 days of filing for bankruptcy. While the law doesn’t define “luxury goods,” legal precedent consistently points back to that 1887 case. A winter coat? Necessary. A set of designer stilettos? Potentially frivolous. A bespoke suit for a job interview? Necessary. A velvet smoking jacket for lounging? Frivolous. frivolous dress order

The trustee overseeing her case objected. He argued that Mrs. C. had run up these debts with no reasonable expectation of paying them back, and more pointedly, that the items themselves were She was a homemaker, not a diplomat or a stage actress. A simple wool dress would keep her warm. A silk one with a train? That was a luxury. More Than Just a Fancy Gown: Unpacking the

If a judge deems your purchase frivolous, that specific debt is declared . You will have to pay for that dress, even if all your medical bills and credit card debt vanish. A winter coat